Car insurance is essential protection against the high costs of accidents, and it's required by law in Illinois. At Seibel Insurance, we make it easy to get and manage affordable car insurance that meets your needs. As your local insurance experts in Central Illinois, we've been providing exceptional customer service and comprehensive coverage for years, making us a trusted choice for drivers in Bartonville, Peoria, East Peoria, Morton, Metamora, and Pekin. In just a few minutes, you can submit for a personalized auto insurance quote tailored to your specific needs and budget. Let us help you navigate your options and find the perfect balance of protection and affordability.
Our Standard Coverages
At Seibel Insurance, we offer comprehensive auto insurance coverage to protect you on Central Illinois roads. Here are the standard coverages we provide:
Liability
Required by Illinois law
Protects you financially if you're responsible for an accident. It covers:
Property damage you cause to others
Injuries you cause to others
Related legal expenses
Example
If you cause an accident that injures another driver and damages their car, your liability coverage can pay for their medical care and car repairs up to your policy limits.
Comprehensive & Collision
Recommended for new or high-value vehicles
While not required by Illinois law, these coverages protect your car from unexpected damage:
Comprehensive covers non-collision events like theft, vandalism, fire, or natural disasters.
Collision covers damage to your car from accidents, regardless of fault.
Example
If your car is damaged by hail or stolen, comprehensive coverage can help pay for repairs or replacement. If you're in a collision, collision coverage can pay for your car repairs.
Roadside Assistance
Optional coverage for peace of mind
Provides services like:
Towing
Flat tire changes
Fuel delivery
Lock-out services
Example
If your car breaks down, we'll arrange towing to a nearby repair shop.
Uninsured Underinsured Motorist (UM/UIM)
Required in Illinois
Protects you from drivers with insufficient or no insurance. Covers:
Your injuries
Your passengers' injuries
In some cases, property damage
Example
If you're hit by an uninsured driver, UM/UIM can cover your medical bills and car repairs up to your policy limits.
Our Tips to Save
Bundle auto and property insurance
Combine your auto insurance with home, renters, or condo insurance for significant savings. As your local insurance experts, we'll help you find the best bundling options from our partner insurers like Erie, Travelers, Kemper, and Progressive. You might also qualify for multi-policy discounts on RV, boat, or motorcycle insurance.
Compare car insurance rates
Let Seibel Insurance do the comparison shopping for you. We'll get quotes from multiple top-rated insurers to find the best rate and policy for your needs. Our expertise in the Central Illinois market ensures you get the most competitive prices for the coverage you need.
Safe driving programs
Many of our partner insurers offer programs that personalize your car insurance rate based on your driving habits. The safer you drive, the more you could save. Ask us about available safe driving programs and how they could reduce your premiums.
Customize your coverage
Tell us your budget, and we'll show you the best coverage options that fit your financial needs. Our team at Seibel Insurance will work with you to find the right balance between protection and affordability.
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